If you happen to have bad credit like i do ...lol..there is a prepaid master card that offers you the ability to build your credit rating. All you have to do is top it up from time to time and each purchase will be registered with EXPERIAN the credit check company , thus building your points and making you more eligible to borrow in the future.
Hope it helps:)
http://www.mycashplus.co.uk/about-cashplus-prepaid-cards/creditbuilder.aspx
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